Disclaimer

This Website (referred to in these Terms of Access as the "Website") is owned and operated by Practice Point Pty Ltd ACN 107 934 369 ("Practice Point") on the World Wide Web ("WWW").

The material on the Website is copyright © 2004 to Practice Point.The Website is available for you to:

1. access conditional on your acceptance without alteration of the terms and conditions set out below. By continuing to access the Website you are agreeing to the terms and conditions set out below in Part A.
2. provide information about yourself, your product or service conditional on your acceptance without alteration of the terms and conditions set out below. By continuing to provide information about your product or service you are agreeing to the terms and conditions set out below in Part B.

Part A - Use of material on the Website

A. Except for the limited use set out in paragraph B you may not use the Website,  or the material contained on it, for any purpose. This involves:

1. the reproduction of the material in any material form;
2. the distribution of the material in any material form;
3. re-transmission of the material by any medium of communication;
4. uploading and/or reposting the material to any other site on the WWW;
5. "framing" the material on the Website with other material on any other WWW site.

The above are unlawful in any jurisdiction and are specifically prohibited by these Terms of Access.

B. Notwithstanding the above restrictions on use of the material on the Website, you may download material from the Website for your personal use, provided you do not remove any copyright and trademark notices contained on the material.

C. You may not modify or copy:

1. the layout of the Web site; and
2. any computer software and code contained in the Website.

D. Practice Point reserves all intellectual property rights, including, but not limited to, copyright in material and/or services provided by it. The material provided on the Website is provided for personal use only and may not be:

1. re-sold and/or re-distributed in any material form;
2. stored in any storage media; and/or
3. re-transmitted in any media,

without the prior written consent of Practice Point.

Links to other Websites

E. This Website contains links to sites on the WWW owned and operated by third parties and which are not under the control of Practice Point.

F. In relation to the other sites on the WWW, which are linked to the Website, Practice Point:

1. provides the links to other sites as a convenience to you and the existence of a link to other sites does not imply any endorsement by Practice Point of the linked site; and
2. is not responsible for the material contained on those linked sites.

G. Practice Point is making this Website available for others to publish information without assuming a duty of care to users or advertisers.Users of this site should make their own enquiries as Practice Point gives no warranty, guarantee or representation as to the accuracy, reliability or timeliness or otherwise of the placement of information on this Website by other parties and contained on the Website and/or linked sites on the WWW, including specifically:

1. the bona fide intentions of advertisers to sell the business, goods or services purported to be advertised;
2. merchantability or fitness for any particular purpose of any service or product contained or referred to on the Website and/or on any linked sites;
3. the legitimacy of advertisers, their products and their conduct of trade; and
4. the representations by advertisers of performance and solvency of the advertised businesses on this site.

H. Practice Point does not warrant that payments by and refunds to credit cards will be processed within 90 days.

I. To the full extent permitted by law Practice Point disclaims any and all warranties, express or implied.

J. Practice Point will not be liable under any circumstances for any loss of profits or any damages of any kind recognised by law (even if it has been advised of the possibility of such loss of profits or damages) which are the consequence of you:

1. acting, or failing to act, on any information contained on or referred to on the Website and/or any of the linked Websites; and
2. using or acquiring, or your inability to use or acquire, any service or product contained or referred to on the Website and/or any linked sites.

K. Practice Point does not warrant guarantee or make any representation that:

1. the Website, or the server that makes the site available on the WWW, are free of software viruses;
2. the functions contained in any software contained on the Website will operate uninterrupted or are error-free; and
3. errors and defects in the Website will be corrected.

L. Practice Point is not liable to you for:

1. errors or omissions in the Website, or linked sites on the WWW;
2. delays to, interruptions of or cessation of the services provided in the Website, or linked sites; and
3. defamatory, offensive or illegal conduct of any user of the Website,

whether caused through negligence of the Owner, its employees or independent contractors, or through any other cause.

M.You agree to accept the full cost of any necessary repair, correction and maintenance of any of your computer software or hardware, which may be necessary as a consequence of you accessing the Website.

Use of information gathered

N. Practice Point and/or people authorised by it may gather and process the information:

1. which you may provide when accessing the Website, such as your name, address, e-mail address and other personal information about you; and
2. regarding the way in which you use the Website including, without limitation, information acquired through the use of "cookies" programmed during the accessing of the Website.

O. Practice Point may authorise others to offer you goods and services using the information acquired through (1) and (2) above.

Termination of access

P. Practice Point may terminate access to the Website at any time without giving any explanation or justification for the termination of access, and Practice Point has no liability for any costs, losses or damages of any kind arising as a consequence of terminating access to the Website.

Alteration of Terms of Access

Q.Practice Point reserves the right to change these Terms of Access:

1. with or without further notice to you; and
2. without giving you any explanation or justification for such change.

Relevant jurisdiction

R. If any part of this Agreement is found to be void, unlawful, or unenforceable then that part will be deemed to be severable from the balance of this Agreement and the severed part will not affect the validity and enforceability of any remaining provisions.

S. This Agreement will be governed by and interpreted in accordance with the law of Victoria, without giving effect to any principles of conflicts of laws.

T. You agree to the jurisdiction of the courts of Victoria, Australiato determine any dispute arising out of this Agreement.

Part B - Terms and conditions relating to the providing of information about your product or service

Uploading information

A. You represent and warrant in relation to any material and/or information you provide to the Website that:

1. you are authorised to provide the material and/or information;
2. the material and/or information is not defamatory or a malicious falsehood in relation to any product, service, person or corporation;
3. the material and/or information is not the "passing off' of any product or service and does not constitute unfair competition;
4. the material and/or information does not infringe any intellectual property right including, but not limited to, trade marks, service marks or business names (whether registered or unregistered), confidential information and copyright; and
5. the material and/or information does not infringe any legislation or regulations of the Commonwealth of Australia and the State of Victoria including, but not limited to, the Trade Practices Act 1974 (Cth) and the Fair Trading Act 1999 (VIC) and Goods Act 1958 (VIC) and any other parliament competent to legislate in relation to the Website or any law in any country where the material and/or information is or will be available electronically to users of this Website.

Licence to use intellectual property

B. By uploading any material which is intellectual property including, but not limited to, copyrighted works, trade marks and service marks (the "intellectual property") on to the Website, you are granting Practice Point a perpetual, non-exclusive and payment-free licence throughout the world to:

1. reproduce, use and exploit the intellectual property, as part of the Website, to the full extent permitted by intellectual property law in any jurisdiction in which the Website is available to users; and
2. allow Practice Point to sub-licence others the same rights granted to Practice Point in (1) above.

Removal of information

C.  In relation to any material and/or information included on the Website, Practice Point may remove any material and/or information, including but not limited to links to other sites on the WWW, at any time without giving any explanation or justification for removing the material and/or information.

Limit of liability

D. Practice Point and its respective officers, employees and agents have no liability for any costs, losses or damages of any kind, which you may incur, arising whether directly or indirectly.  This applies in relation to or in connection with any material and/or information supplied in respect of advertising on this Website; and as a consequence of removing any material and/or information from this Website.

Indemnity

E. You will at all times indemnify and keep indemnified Practice Point and its respective officers, employees and agents (in this para 4 referred to as "those indemnified") from and against any loss (including reasonable legal costs and expenses) or liability incurred by any of those indemnified arising from any claim, demand, suit, action or proceeding by any person against any of those indemnified where such loss or liability arose out of, in connection with, or in respect of any breach of this Agreement by you; and publication of or distribution of the material and/or information supplied by you.

Relevant jurisdiction

F. If any part of this Agreement is found to be void, unlawful, or unenforceable then that part will be deemed to be severable from the balance of this Agreement and the severed part will not affect the validity and enforceability of any remaining provisions.

G. This Agreement will be governed by and interpreted in accordance with the law of the Victoria, Australia, without giving effect to any principles of conflicts of laws.

H. You agree to the jurisdiction of the courts of the Victoria, Australia, to determine any dispute arising out of this Agreement.